ILO Financial Education Programme

Practical financial education for entrepreneurs and small business owners.

About the ILO Financial Education Programme

The ILO Financial Education programme is practical training that helps entrepreneurs, small business owners, and working adults take control of their personal and business finances.

Developed by the International Labour Organization (ILO), the programme teaches participants how to manage money wisely, plan ahead, and make better financial decisions. The training uses practical exercises, case studies, role play, and group discussion, so participants leave with tools they can apply immediately.

At Afifen Business Consult, the programme is delivered by certified facilitators with practical experience working with Nigerian entrepreneurs and SMEs.

Who It Is For

Entrepreneurs and Small Business Owners

Business owners who want to manage their money better, improve cash flow control, and make better financial decisions for their business.

Aspiring Entrepreneurs

Anyone planning to start a business who wants to learn how to budget, save, and manage business finances properly from the start.

Working Adults and Employees

Individuals who want to manage their personal finances better. The programme covers budgeting, saving, managing debt, and planning for the future.

What You Will Learn

How to set clear financial goals for your business and personal life

How to plan and manage a practical budget

How to spend wisely and avoid common money mistakes

How to save and build money reserves for your business and family

How to borrow carefully and manage debt

How to manage financial risks and plan for the unexpected

How to keep and use simple financial records for your business

How It Is Delivered

Online

The programme is available online through live facilitated sessions. Participants take part in practical exercises and work with tools they can apply immediately.

In Person

In person delivery is available through workshop sessions for cohorts and through partnerships with organisations that want to deliver financial education to their beneficiaries or staff.

Ready to Take Control of Your Finances?

Get in touch to find out when the next Financial Education programme is running and how to enrol.

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